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> That's more than I make in a month, yeah.
But under 1% of the value of the car - I wish my insurance was only 1%
of the value of my car :-)
> I'm guessing it might depend on which Ferrari and how old that is too?
To a lesser extent, yes.
> What I do know is this: Last year, a lorry driver wandered into the side
> of my car. This year my insurance premium doubled. Protected no claims
> bonus? Yeah, it's *clearly* worth it. :-P
If it was his fault, surely you didn't need to claim on your policy (so
protected no claims would make no difference). Protected no claims
doesn't mean your premium won't go up if they think you are higher risk.
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On 13/04/2012 03:00 PM, scott wrote:
>> That's more than I make in a month, yeah.
>
> But under 1% of the value of the car
Well, true... ;-)
By the way, don't you love it when you buy something, and people want
you to "insure" it for "only" £££ per week? Like, I bought this crystal
sculpture for £100. They asked me about insurance. The price? A one-time
payment of £90. You know what? I declined. :-P
>> What I do know is this: Last year, a lorry driver wandered into the side
>> of my car. This year my insurance premium doubled. Protected no claims
>> bonus? Yeah, it's *clearly* worth it. :-P
>
> If it was his fault, surely you didn't need to claim on your policy
I thought the idea what that you notify your insurer, and they talk to
the other guy's insurer? At any rate, the guy didn't speak English, and
last I heard they were unable to locate him from the extensive details I
passed on.
> Protected no claims
> doesn't mean your premium won't go up if they think you are higher risk.
No, that's /exactly/ what it's supposed to mean. It means "if I make a
claim, I won't lose my discount". Yet clearly, my premium has gone sky
high...
Take heart though. Santander quoted me £1,700 for the same cover. (!!) I
wasn't paying /that/ much before I passed my frigging driving test. :-P
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> By the way, don't you love it when you buy something, and people want
> you to "insure" it for "only" £££ per week? Like, I bought this crystal
> sculpture for £100. They asked me about insurance. The price? A one-time
> payment of £90. You know what? I declined. :-P
It doesn't take a genius to figure out that these companies must be
making money from such schemes, ie they get a lot more money than they
ever have to pay out. Over your lifetime you'll be much better off
financially if you always refuse such offers.
The only time you should take insurance is when you wouldn't be able to
afford to pay if it got lost/broken. ie you should insure your house
because you likely couldn't afford to rebuild it if it burnt down, and
you should insure yourself whilst driving because if you crash into 10
other cars and/or seriously injure someone you probably couldn't afford
to pay for the damage you caused.
> I thought the idea what that you notify your insurer, and they talk to
> the other guy's insurer?
Exactly, and then if everyone agrees it wasn't your fault, you claim for
the costs to repair your car against the other party's insurance policy.
They lose their no-claim bonus, you don't.
> At any rate, the guy didn't speak English, and
> last I heard they were unable to locate him from the extensive details I
> passed on.
Oh, so it's not resolved yet then? How come your premium went up?
>> Protected no claims
>> doesn't mean your premium won't go up if they think you are higher risk.
>
> No, that's /exactly/ what it's supposed to mean. It means "if I make a
> claim, I won't lose my discount". Yet clearly, my premium has gone sky
> high...
LOL, as you found out protected no-claims means just that, it does not
mean protected-against-any-premium-increases. Refer back to the first
paragraph in this post...
> Take heart though. Santander quoted me £1,700 for the same cover. (!!) I
> wasn't paying /that/ much before I passed my frigging driving test. :-P
You always get ridiculous quotes from companies that aren't interested.
Last time round I think I got quotes ranging from £600 up to £3000+
when I used confused.com.
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Stephen <mcavoys_at@aoldotcom> wrote:
> http://www.compucars.co.uk/used-cars/ferrari/?o=cheap
I prefer this:
http://en.wikipedia.org/wiki/File:LamborghiniAventadorJ.jpg
--
- Warp
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On Fri, 13 Apr 2012 08:55:19 +0100, Invisible wrote:
>>> Hmm. That still seems awfully low for the most expensive brand of car
>>> in the entire world...
>>
>> Faulty assumption there as well.
>>
>> Off the top of my head: Lamborghini, Bugatti, and McLaren are all
>> likely candidates to be more expensive than a Ferrari.
>
> Is Lamborghini still going?
Yes. Top Gear reviewed their new Aventador this last series.
> And for that matter, I didn't know that
> Bugatti or McLaren actually /make/ road cars.
Bugatti is owned by Volkswagen, and the Veyron is a road car (one of the
fastest in the world).
And again, Top Gear reviewed a road car from McLaren this last series. I
quite liked it, in fact. :)
>> The Mercedes Benz CLR McLaren will set you back about $450K.
>
> That's still quite a bit less than the £800,000 I was expecting to pay
> for the most basic entry-level Ferrari. I was expecting a top-end one to
> be several million, if not tens of millions.
You *really* need to research more before making bold statements like
this. A "basic entry-level Ferrari" will set you back maybe $100K-$150K.
Jim
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On 13/04/2012 5:11 PM, Warp wrote:
> Stephen<mcavoys_at@aoldotcom> wrote:
>> http://www.compucars.co.uk/used-cars/ferrari/?o=cheap
>
> I prefer this:
>
> http://en.wikipedia.org/wiki/File:LamborghiniAventadorJ.jpg
>
Just the car for the Finish winters, yes?
My current car is a silver one and my last one was blue/green second
hand and lasted me 10 years until it cost more to repair than it was
worth. Having said that I drove it > 100000 miles all round Europe.
--
Regards
Stephen
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On 13-4-2012 18:11, Warp wrote:
> Stephen<mcavoys_at@aoldotcom> wrote:
>> http://www.compucars.co.uk/used-cars/ferrari/?o=cheap
>
> I prefer this:
>
> http://en.wikipedia.org/wiki/File:LamborghiniAventadorJ.jpg
>
OMG, what a horrible ugly car. My first guess that this was a spoof made
by some 3D artist, but it actually is referred to on some page that
seems genuinely about Lamborghini.
Are there seriously people with enough money and no taste at all that
might want to buy something this ugly?
--
tip: do not run in an unknown place when it is too dark to see the
floor, unless you prefer to not use uppercase.
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andrel <byt### [at] gmail com> wrote:
> On 13-4-2012 18:11, Warp wrote:
> > Stephen<mcavoys_at@aoldotcom> wrote:
> >> http://www.compucars.co.uk/used-cars/ferrari/?o=cheap
> >
> > I prefer this:
> >
> > http://en.wikipedia.org/wiki/File:LamborghiniAventadorJ.jpg
> >
> OMG, what a horrible ugly car. My first guess that this was a spoof made
> by some 3D artist, but it actually is referred to on some page that
> seems genuinely about Lamborghini.
> Are there seriously people with enough money and no taste at all that
> might want to buy something this ugly?
Do I sense some underlying jealousy?
--
- Warp
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On 14/04/2012 11:16 AM, Warp wrote:
> Do I sense some underlying jealousy?
--
Regards
Stephen
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Stephen <mcavoys_at@aoldotcom> wrote:
> On 14/04/2012 11:16 AM, Warp wrote:
> > Do I sense some underlying jealousy?
> I can’t answer for andrel but I would be embarrassed to be seen in one.
I wouldn't.
--
- Warp
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