On 13/04/2012 03:00 PM, scott wrote:
>> That's more than I make in a month, yeah.
>
> But under 1% of the value of the car

Well, true... ;-)

By the way, don't you love it when you buy something, and people want 
you to "insure" it for "only" £££ per week? Like, I bought this crystal 
sculpture for £100. They asked me about insurance. The price? A one-time 
payment of £90. You know what? I declined. :-P

>> What I do know is this: Last year, a lorry driver wandered into the side
>> of my car. This year my insurance premium doubled. Protected no claims
>> bonus? Yeah, it's *clearly* worth it. :-P
>
> If it was his fault, surely you didn't need to claim on your policy

I thought the idea what that you notify your insurer, and they talk to 
the other guy's insurer? At any rate, the guy didn't speak English, and 
last I heard they were unable to locate him from the extensive details I 
passed on.

> Protected no claims
> doesn't mean your premium won't go up if they think you are higher risk.

No, that's /exactly/ what it's supposed to mean. It means "if I make a 
claim, I won't lose my discount". Yet clearly, my premium has gone sky 
high...

Take heart though. Santander quoted me £1,700 for the same cover. (!!) I 
wasn't paying /that/ much before I passed my frigging driving test. :-P

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