Invisible wrote:
> Heh. I heard some guy got given a cheque and the customer forgot to 
> actually sign it. The bank handed over the money anyway. (WTF?)

The vast majority of all checks get cleared automatically, with no human 
intervention.  The software will read the routing and account 
information, the amount, and look to see if something is on the 
signature line which could conceivably be a signature.

As long as the check was wrinkled, it could have seen enough smudges to 
assume that there was a signature there.

In cases like that, the person would have to file a dispute with the 
bank, stating that they didn't write the check.  Since they *did* write 
the check, they wouldn't get their money back.

If, on the other hand, the check were fraudulent, then the bank would 
credit back the account holder, and deal with recovering the funds 
themselves.  And believe me, banks are *very* good at recovering money 
owed to them.

...Chambers

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