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From: scott
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 27 Aug 2009 03:54:07
Message: <4a963b9f@news.povray.org>
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>> Usually with a caravan, in the overtaking lane, with a huge queue behind
>> :-)
>>
> You are watching too much Top Gear.
I wish :-D
Actually around where I live the Dutch are by far the majority of foreign
cars on the roads in summer. And if I just counted cars with caravans
attached I bet they are the majority! Generally I see more foreign cars
doing stupid things on the roads around here (like going way over the speed
limit in construction areas, pulling out infront of much faster cars, not
moving over to let faster cars past etc), and because the Dutch seem to be
the most common foreigners you got that comment from me. I was only half
joking, I know most of them are good drivers, it's just a few idiots that
give a bad reputation.
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From: scott
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 27 Aug 2009 03:55:13
Message: <4a963be1@news.povray.org>
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>> You are watching too much Top Gear.
>
> Egads, there is no such thing! ;-)
Did you see this?
http://www.youtube.com/watch?v=RY9u0LxIWJk
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From: Jim Henderson
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 27 Aug 2009 12:33:07
Message: <4a96b543$1@news.povray.org>
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On Thu, 27 Aug 2009 09:55:12 +0200, scott wrote:
>>> You are watching too much Top Gear.
>>
>> Egads, there is no such thing! ;-)
>
> Did you see this?
>
> http://www.youtube.com/watch?v=RY9u0LxIWJk
I hadn't - though I recognised most of the segments in the
video....that's great!
Jim
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Neeum Zawan wrote:
> On 08/26/09 08:51, Tom Austin wrote:
>> The provider charges $1000 for a procedure, yet the health insurance
>> company pays only $200 and due to an agreement with the provider the
>> difference ($800) is waived.
>> The provider got only $200 for the service and somehow is able to stay
>> in business.
>> Yet, if I did not have insurance, the provider would charge $1000 and
>> attempt to receive it from me - $800 more for the exact same procedure.
>> If the provider is willing to accept $200 for the procedure, why do they
>> charge $1000?
>
> To make up for the amount they lost.
>
> Many of the doctors/hospitals contend that they *cannot* stay in
> business if they keep accepting the negotiated rates that insurers
> demand. So they charge people who aren't insured to recover as much as
> they can.
>
> It's a well known "policy". They've admitted to it at various times.
>
Maybe I misspoke when I said that the provider was happy with the
insurance reimbursement. I know the insurance companies 'negotiate'
fairly aggressively.
So, this makes the situation even worse - the uninsured have to make up
for the insured.
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From: andrel
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 27 Aug 2009 17:23:15
Message: <4A96F944.60309@hotmail.com>
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On 27-8-2009 9:55, scott wrote:
>>> You are watching too much Top Gear.
>>
>> Egads, there is no such thing! ;-)
>
> Did you see this?
>
> http://www.youtube.com/watch?v=RY9u0LxIWJk
>
That is another 3 minutes 22 seconds that I can not use for anything
else anymore.
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From: scott
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 28 Aug 2009 03:55:19
Message: <4a978d67$1@news.povray.org>
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>>>> You are watching too much Top Gear.
>>>
>>> Egads, there is no such thing! ;-)
>>
>> Did you see this?
>>
>> http://www.youtube.com/watch?v=RY9u0LxIWJk
>>
> That is another 3 minutes 22 seconds that I can not use for anything
> else anymore.
Well at least you enjoyed it enough to watch to the end then :-)
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From: andrel
Subject: Re: Can anyone explain America's opposition to national healthcare?
Date: 28 Aug 2009 14:45:30
Message: <4A9825CC.8070808@hotmail.com>
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On 28-8-2009 9:55, scott wrote:
>>>>> You are watching too much Top Gear.
>>>>
>>>> Egads, there is no such thing! ;-)
>>>
>>> Did you see this?
>>>
>>> http://www.youtube.com/watch?v=RY9u0LxIWJk
>>>
>> That is another 3 minutes 22 seconds that I can not use for anything
>> else anymore.
>
> Well at least you enjoyed it enough to watch to the end then :-)
>
No I started typing that message hoping that I would finish just when
the video would run out. Almost made it.
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From: Patrick Elliott
Subject: Re: Can anyone explain _to_national_health_care?
Date: 29 Aug 2009 17:47:53
Message: <4a99a209@news.povray.org>
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Tom Austin wrote:
> So, this makes the situation even worse - the uninsured have to make up
> for the insured.
Hmm. Heard recently that one group that owns a lot of insurance
companies, UHG I think, made $19.7 billion last year, convinced someone
to change law just within the last several months to be "fairer" to
them, by letting them make you pay 35% of the cost as premiums, instead
of the "unfair" 24% it was before. Why are we paying 24% at all?
Because, until they got sued, and the judge ordered them to pay money to
create a new, independent one, UHG ***owned*** the only two companies
that **all** insurance companies go to for listings on the average cost
of medical procedures, and they where caught *intentionally* under
rating the costs. I.e. An X-Ray really costs $500, so they would say it
only cost $400, then only pay 75% of that, so you would end up paying
$100 for the premium, and $100 for the "non-covered" cost, and they
would then only pay the other $300, when they **should have** been
correctly reporting the average cost as $500 in the first place, and
paying out $375.
Now, multiple that situation by.. long term care, or multiple
procedures, in the tens of thousands of dollars... Why the hell the
judge didn't do the sane thing, declare the practice as monopoly like
behavior, and insist that they divest themselves of the companies
entirely.. And, how do you keep them, as someone that put funds into the
company, from influencing the so called "independent" one they where
ordered to pay into, to compete?
They want to know how we can pay for this bill.. Lets cut away some of
the stupid asses dead weight, like UHG. Oh, wait, that's a *private*
company, not government, so the waste, expense, bureaucracy and insanely
stupid profits being made by such people are protected from public
interest...
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else
call crash_windows();
}
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Patrick Elliott wrote:
> Tom Austin wrote:
>> So, this makes the situation even worse - the uninsured have to make
>> up for the insured.
>
> rating the costs. I.e. An X-Ray really costs $500, so they would say it
> only cost $400, then only pay 75% of that, so you would end up paying
> $100 for the premium, and $100 for the "non-covered" cost, and they
> would then only pay the other $300, when they **should have** been
> correctly reporting the average cost as $500 in the first place, and
> paying out $375.
>
It is a big game.
I remember a company self-run insurance program that I was a part of
once. A 'traditional' plan - I pay out of pocket and they reimburse me
80%. Not too bad... until you get a bill.
I submit a $500 bill for a procedure to the insurance. That should take
care of my deductible..... but wait. The UCR for the procedure is only
$200, so only 80% of $200 is applied to my deductible ONLY $160!!! So
now I still have $340 on the deductible, yet I am already out $500.
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Tom Austin wrote:
> The provider charges $1000 for a procedure, yet the health insurance
> company pays only $200 and due to an agreement with the provider the
> difference ($800) is waived.
> The provider got only $200 for the service and somehow is able to stay
> in business.
Ok, I just got a statement from my kids' doctor - $65 charged, $65
covered less the normal $20 copay.
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