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Orchid XP v8 wrote:
> Ooo... I hear that banks are *really good* at gettings their own money
> back. :-D
It depends, really. If the merchant can prove he did indeed ship it to
you (with fed ex receipts, say), then the bank eats the cost. This is
one of the reason rates are higher for taking credit cards for
mail-order than for walk-in stores.
--
Darren New / San Diego, CA, USA (PST)
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>> Ooo... I hear that banks are *really good* at gettings their own money
>> back. :-D
>
> It depends, really. If the merchant can prove he did indeed ship it to
> you (with fed ex receipts, say), then the bank eats the cost. This is
> one of the reason rates are higher for taking credit cards for
> mail-order than for walk-in stores.
Well, maybe.
All I know is, if you owe the bank money, they usually make *damned*
sure they ****ing get it back! >:-)
--
http://blog.orphi.me.uk/
http://www.zazzle.com/MathematicalOrchid*
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Orchid XP v8 wrote:
> All I know is, if you owe the bank money, they usually make *damned*
> sure they ****ing get it back! >:-)
The US is a bit different. Particularly with credit cards.
--
Darren New / San Diego, CA, USA (PST)
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Darren New wrote:
> The US is a bit different.
Damn straight!
> Particularly with credit cards.
...oh, right. Yeah, that too. ;-)
--
http://blog.orphi.me.uk/
http://www.zazzle.com/MathematicalOrchid*
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> -----Original Message-----
> From: Darren New [mailto:dne### [at] sanrrcom]
> Wouldn't paying with a credit card do the trick, at least in the USA?
> Maybe that's why sellers prefer pay-pal?
Absolutely. Paypal themselves, in addition to the protection you get
from credit cards, tracks sellers' reputations, and will refuse to do
business if you've been found to cheat people.
Additionally, banks are quite aggressive in pursuing fraudsters. About
once a month I have to talk with our main fraud investigator about
something, and let me tell you... she is one of the most intimidating
people I have ever met in my life. I would NOT want to be a target in
her sights.
...Ben Chambers
www.pacificwebguy.com
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On Sun, 16 Nov 2008 11:33:51 +0000, Orchid XP v8 wrote:
> Or even that, I don't know, maybe they hand over their money and
> *nothing* arrives? I mean, what are you going to do? Sue them??
>
> This is why I don't buy things from ebay. As I understand it, you give
> the seller your money, and they send you the item. Except that, AFAIK,
> there is *no guarantee* that anything will ever actually arrive. (I
> don't know whether ebay will refund your money in this instance... I'd
> imagine not.) Of course, most ebay sellers are probably perfectly
> geniune, but how do you tell?
This is what seller reputations are for.
Jim
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Jim Henderson wrote:
> This is what seller reputations are for.
Unfortunately, that only works when people don't interfere with it. If
you get sued for giving a bad rating, or the site itself disallows you
from giving a bad rating, they work much less well.
--
Darren New / San Diego, CA, USA (PST)
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On Mon, 17 Nov 2008 13:38:54 -0800, Darren New wrote:
> Jim Henderson wrote:
>> This is what seller reputations are for.
>
> Unfortunately, that only works when people don't interfere with it. If
> you get sued for giving a bad rating, or the site itself disallows you
> from giving a bad rating, they work much less well.
True....but it's a good starting point.
Jim
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>> Unfortunately, that only works when people don't interfere with it. If
>> you get sued for giving a bad rating, or the site itself disallows you
>> from giving a bad rating, they work much less well.
>
> True....but it's a good starting point.
Also pay with your credit card (via PayPal) and then if you always buy from
people with more than 50 feedback (or whatever the figure is) you are
entitled to a refund up to 500 GBP if you don't get the goods. That's how
it worked last time I looked, because I sent something worth around 250 GBP
and the parcel company "lost" it (I think even today the website still says
"out for delivery" from like November last year!).
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On Tue, 18 Nov 2008 08:57:09 +0100, scott wrote:
>>> Unfortunately, that only works when people don't interfere with it. If
>>> you get sued for giving a bad rating, or the site itself disallows you
>>> from giving a bad rating, they work much less well.
>>
>> True....but it's a good starting point.
>
> Also pay with your credit card (via PayPal) and then if you always buy
> from people with more than 50 feedback (or whatever the figure is) you
> are entitled to a refund up to 500 GBP if you don't get the goods.
> That's how it worked last time I looked, because I sent something worth
> around 250 GBP and the parcel company "lost" it (I think even today the
> website still says "out for delivery" from like November last year!).
That's good to know, I didn't know that. (My wife does most of the
buying on eBay. :-) )
Jim
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