And lo on Fri, 08 Aug 2008 00:37:02 +0100, Jim Charter <jrc### [at] msncom>  
did spake, saying:

> Phil Cook wrote:
>
>>  that sort of maturity?
>
> Yep.

Well that's okay then ;-)

>>  That's the bizarreness so you buy something on CC for $40 then when  
>> it  comes to pay you send them $50 so you have positive $10? The only  
>> way I  see this as a good thing is if the credit card pays interest on  
>> the  amount, which I know some do, but in that instance they wouldn't  
>> be  refunding it to you so why do it?
>>
>
> More like: keep +$400 in the account.

But you're not getting any interest on this money, as Darren said if  
you're going to do this you might as well have a debit card which  
shouldn't have any fees at all and pays you interest for a positive  
balance.

> I'll admit that maybe it's bizarre but what am I *so* guilty of?  Maybe  
> of being a bit neurotic, maybe of just thinking in a different way? It  
> keeps the money more tangible to me. The monthly due-date lockstep just  
> trips me up that's all.

You're guilty of being bizzarre, which if it were a crime would mean I  
(and the vast majority) would be locked up with you.

-- 
Phil Cook

--
I once tried to be apathetic, but I just couldn't be bothered
http://flipc.blogspot.com

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