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And lo on Thu, 07 Aug 2008 17:50:18 +0100, Jim Henderson
<nos### [at] nospam com> did spake, saying:
> On Thu, 07 Aug 2008 14:28:52 +0100, Phil Cook wrote:
>
>>>> Same thing with the majority of utility bills - the invoice comes
>>>> through and the payment drawn a few days later. In some case they'll
>>>> charge you an 'admin' fee for not doing it this way.
>>>>
>>> Yeah, I might try and get organized enough to try something like that.
>>> At least for bills. I didn't know you could do it for credit card.
>>
>> Well you can in the UK
>
> You can with some cards in the US as well. We do autopay for nearly
> everything (but we also look at the bills closely, too)
Well yeah, I don't understand people who don't bother.
> Got hung up *once* with this because the payment I put in ended up being
> less than the minimum (had to get the brakes done on the car - and we
> used the wrong card) and I got a call from their collections department
> the *day* after the bill was due. We got them to reverse the late fee
> and reinstate the 0% transfer balance, but it was really surprising they
> turned it over to collections so quickly. Discover Financial apparently
> is struggling.
Well the setup on my credit card is that the full amount is taken
automatically unless I change it, but I could set it up to take the
minimum only; again unless I change it. The only account I then have to
monitor money-wise is my bank-account.
> (Of course you wouldn't know anything about them in the UK, since
> virtually nobody accepts them over there)
Who now? :-) It's Visa and Mastercard here (for credit cards), unless it's
somewhere fancy that'll accept Amex. Heh read a piece from Amex justifying
their higher-then-others transaction charges, people with Amex spend more
so you make more profit then the el-cheapo cards; to put it another way
rich people use Amex so let them do so at your store. To put it yet
another way if you see a store accepting Amex expect all the prices to be
double :-P
--
Phil Cook
--
I once tried to be apathetic, but I just couldn't be bothered
http://flipc.blogspot.com
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