>> Maybe I'm just bitter. I paid £900 for a moped. When it was stolen, 
>> they gave me £25. Later I paid $1,200 for a car. When it was crashed, 
>> they gave me £75.
> 
> You didn't haggle with them?

Why? It's not like they're going to change their mind.

> They are meant to give 
> you an amount necessary to replace the item that was stolen/written off, 
> it's up to you to prove to them how much you need for that.

How many cars have you seen on sale for £75 recently?

>> I mean, seriously, it was *so* worth paying £700 per year in insurance 
>> premiums for that.
> 
> Your 700 per year is because you are more likely (as a young male) to 
> smash into someones $100k Audi or BMW (or force the driver to need years 
> of medical care), not because your car might get stolen or you crash it.

Heh. Yeah. As if somebody who can afford a $100k Audi needs the money...

-- 
http://blog.orphi.me.uk/
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