>  How can any bank in the world accept a transfer which a third-party is
> requesting, who only has the account number? That sounds absolutely crazy.
> People could simply try random account numbers to see if they get lucky.

Presumably you need the account name, number and bank code to all match 
though, it would be almost impossible to guess those unless you got the data 
somehow.  But still it seems crazy to me, it's not exactly hard to get such 
information.

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