Invisible wrote:
> Darren New wrote:
> 
>> German banks are smarter. The banks here were supposed to (by recent 
>> law) send out those fobs with the one-time digits on them. Instead 
>> they opted for a second password.  No! Two-factor authentication 
>> doesn't mean two passwords.
> 
> Epic fail.

Just a business decision. The banks are responsible for the money here. (I 
understand in Europe that if someone steals your bank card or credit card, 
you actually have to pay off the charges?)  It was cheaper to pay off the 
losses than to send out fobs to everyone.

-- 
   Darren New, San Diego CA, USA (PST)
   I ordered stamps from Zazzle that read "Place Stamp Here".

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