On Fri, 08 Aug 2008 11:03:58 -0700, Chambers wrote:

> Jim Henderson wrote:
>> So, for example, on one of my Discover cards (don't ask - long story),
>> I've got a 0% transfer rate, but I have to use the card twice a month
>> to keep the 0% rate on what was transferred.  But I get hit at
>> something like 14% on those two usages, and those two usages continue
>> to accrue interest until the 0% amount is paid off.
> 
> I'd recommend you check with a local Credit Union about getting a new
> card; those terms are horrible.
> 
> Alternatively, if you live in WA, OR, ID or CA you can get a card at
> Sterling Savings Bank with pretty good terms, as well.

Oh, I've got terms on other cards that are better.  We've more or less 
decided to transfer the balance when the next good offer comes along.

Jim

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