Jim Henderson wrote:
> So, for example, on one of my Discover cards (don't ask - long story), 
> I've got a 0% transfer rate, but I have to use the card twice a month to 
> keep the 0% rate on what was transferred.  But I get hit at something 
> like 14% on those two usages, and those two usages continue to accrue 
> interest until the 0% amount is paid off.

I'd recommend you check with a local Credit Union about getting a new 
card; those terms are horrible.

Alternatively, if you live in WA, OR, ID or CA you can get a card at 
Sterling Savings Bank with pretty good terms, as well.

...Chambers

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