Jim Henderson wrote:
> True.  I know that some loans do prohibit certain uses of the money,

The only restrictions I've ever seen are for gambling (which is more a 
legal restriction) and for paying a "down payment" (because, you know, 
the point of the down payment is it's the part you didn't borrow).

> Of course.  Most people find it difficult to save up the $14K that we had 
> to spend (total tear-off and replace).  But most people are very poor 
> money managers. :-)

Depends how much you make, too, I guess. I'm pretty conservative with 
savings.

-- 
Darren New / San Diego, CA, USA (PST)
  Ever notice how people in a zombie movie never already know how to
  kill zombies? Ask 100 random people in America how to kill someone
  who has reanimated from the dead in a secret viral weapons lab,
  and how many do you think already know you need a head-shot?

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