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Darren New wrote:
>
>> 'You mean I can't keep a positive balance on my credit card so as to
>> avoid a service charge?'
>
>
> No. It's a credit card. (At least in the USA. IANAL.)
>
Yeah I guess. But that's the reason? Since it's called a credit card
account I can't keep a positive balance as a buffer? Their system seems
to be able to handle it, it expresses it as a negative amount owed, but
is programmed not to allow it. I know banks are subject to arcane and
sometimes surprising rules. I also know that they can seem pretty
sleasy and its hard to decide which is which sometimes. While I used
their phone menu system to inquire about this I was absolutely bombarded
with sales solicitations every step of the way.
"to hear about our ... product press 7
"to hear about our ... product press 8
"to hold for a representative press 9
>
> Don't you have a grace period in which to pay charges to the card?
I don't know, I assume so after reading these responses, I don't really
understand all the details, that's why I thought a +ve balance would
just be simpler.
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