Jim Henderson wrote:
> One of the nastier things they have started doing is sending out these
> "convenience cheques" with low interest rates.  You have to read the fine
> print to see what the % is they're charging for the use of the cheque,
> but even more insidious is that on some (Discover has done this) they
> require you use the card 2 times a month to keep the lower rate, but the
> payments you make go against the lowest interest rate first.

There's an ad around here for a *zero interest* loan. Fine print says
there's a 15% "administrative fee".

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