"Jim Henderson" <nos### [at] nospamcom> wrote in message 
news:489a1f75$1@news.povray.org...
> On Wed, 06 Aug 2008 18:00:35 -0400, Jim Henderson wrote:
>
>> On Wed, 06 Aug 2008 22:38:26 +0100, St. wrote:
>>
>>> "Jim Henderson" <nos### [at] nospamcom> wrote in message
>>> news:489a02ec$1@news.povray.org...
>>>
>>>> The thing that bugs me about those cheques the most, of course, is
>>>> they sit in my mailbox.  Nothing like having blank cheques sitting
>>>> someplace where someone can come by and steal them - great way to
>>>> "prevent" fraud, innit?
>>>
>>>   After following this thread Jim, I've had quite a hard time
>>>   comprehending
>>> that they, (the bank(s)), "send you a cheque". I mean, I've always
>>> understood that you can even *draw* a cheque on the side of some live
>>> beef stock if you want, and as long as it's accepted by the recipient,
>>> the bank will accept it as a genuine cheque. But they're sending blank
>>> cheques through email??
>>
>> Not via e-mail.... ;-)
>>
>> But of course, you're using a different meaning for "cheque" than I am -
>
> ...or maybe not, now that I reread it.

     Ah, no probs mate, it was the 'mailbox' word that made me think that.


>
> But yeah, the credit card companies have started sending this out as a
> way to allow you to draw on your credit line; usually they have some sort
> of special promotional interest rate associated with them.

     Oh, I get those almost five days a week from differing banks than my 

days living on the street and such, I've learnt the value of money I think, 
(but I've got some heavy sh*t going on at the moment - damned inland 
revenue!)

   I use a debit card only and will never have a credit card.


>
> The one that *really* bothers me, though, is when they pre-fill the
> dollar amounts in.

 Yes, it is tempting, but with the way the world is working now, you'd be 
foolish to use any credit unless you can pay it in time. I pity young home 
buyers. It just isn't going to happen the way it did a few years ago for 
them.

   ~Steve~


>
> Jim

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