Jim Henderson wrote:
> One of the nastier things they have started doing is sending out these 
> "convenience cheques" with low interest rates.

Yeah. I always call them up and tell them to either stop sending me 
those checks or cancel my card. Surprisingly, the checks stop. Of 
course, I'm a pretty good customer, so...

It helps to hold the same card for 20+ years and have good credit to 
start with. Otherwise, it's hard to bargain from power.

I always liked the ads that come with those checks: "Cash some in and 
spend it on fun stuff, or pay off bills, or just put it in the bank for 
a rainy day!"  Yeah, right.


-- 
Darren New / San Diego, CA, USA (PST)
  Ever notice how people in a zombie movie never already know how to
  kill zombies? Ask 100 random people in America how to kill someone
  who has reanimated from the dead in a secret viral weapons lab,
  and how many do you think already know you need a head-shot?

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