Sabrina Kilian wrote:
> No, part of it comes from the fee they charge all merchants for the 
> 'privilege' of supporting their cards.

And part comes from the interest they charge you for not paying off the 
card before the end of the grace period. Personally, I've never had a 
problem with "scams" because I follow the contract and pay things off. 
Most of the complaints you read are along the lines of "I borrowed money 
and didn't pay back the minimum, so they increased my rates, whaaa whaaa!"

-- 
Darren New / San Diego, CA, USA (PST)
  Ever notice how people in a zombie movie never already know how to
  kill zombies? Ask 100 random people in America how to kill someone
  who has reanimated from the dead in a secret viral weapons lab,
  and how many do you think already know you need a head-shot?

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