> Obviously, when I bought the thing, they just charged me 22p. (I was 
> robbed! They took 0.45p off me!) But now I realise... if you buy 100 of 

> the kind of thing somebody is likely to buy 100 of...

When I bought some pounds the other week with my euros, they were charging 
me something ridiculous like 1.2572448282 Euros for a pound.  I guess if I 
was converting billions it would make a difference.

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