>> That's not to mention the cloning devices that can be affixed to the 
>> front of readers etc.
> 
> Luckily that's still very hard with EMV-system (the cards with chips), 
> while it's trivial with the magnetic cards.

I think until it becomes impossible to use the magnetic cards with a 
signature, having chip & PIN won't help.

-- 
http://blog.orphi.me.uk/
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