>  Then who pays those things?

The insurance company of the one who was deemed to be at fault in the 
accident usually picks up all the direct costs (fixing any damaged 
vehicles/property, tow-trucks, any medical compensation etc).  The only 
general cost that is footed by the government will be the cost of any 
emergency services if they are needed on the scene.

Saying all that though, in countries like the UK where everyone is scared of 
driving on snow, all the accidents I've seen have been where people have 
slid off the road at very low speed and ended up hitting a wall or half-way 
into a ditch.  I doubt they even call the emergency services for this.

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