>> You transfer it online?  IME finding a web connection is a million times 
>> easier than getting to an open bank.
>
> 1. You can actually do that now?

If you actually used online banking you would have seen the "Transfer Money" 
option, plus see the thread a few days ago here about security measures 
online for transferring money out of accounts "New bank trojan".

> 2. Would I have to have all of Adam's account details to do that?

Just his account number and sort code, that's usually written on his bank 
card so he can just text or email it to you if you don't want to risk errors 
by speaking numbers over the phone.  And unlike here in Germany, in the UK 
you can't get any money *out* of his account with just those numbers, so 
there is no risk with sharing such information.

> Writing a cheque is quite a lot simpler.

That's the simple part, then you need to get it to the correct person 
(either by post or in person), then they have to take it to an open bank. 
Compare with spending 2 minutes at your desk on FF or IE typing in a few 
numbers - I know which I prefer.

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