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Chambers wrote:
> Invisible wrote:
>> Heh. I heard some guy got given a cheque and the customer forgot to
>> actually sign it. The bank handed over the money anyway. (WTF?)
>
> The vast majority of all checks get cleared automatically, with no human
> intervention. The software will read the routing and account
> information, the amount, and look to see if something is on the
> signature line which could conceivably be a signature.
Well, we're talking about a check handed to a mobile car mechanic. I
don't know about you, but whenever *I* go into a bank and hand them a
cheque, they always process it by hand. I doubt a guy who gets 12
cheques per week is much different.
> If, on the other hand, the check were fraudulent, then the bank would
> credit back the account holder, and deal with recovering the funds
> themselves. And believe me, banks are *very* good at recovering money
> owed to them.
Haha. Yeah, banks know how to extract funds. ;-)
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