On 12-10-2009 23:49, Darren New wrote:
> andrel wrote:

> Yes, it sounds more like you're describing a debit card or an ATM card 
> here. (What Visa likes to call a "check card" here, because it's 
> effectively like writing a check.)

Indeed that was also my understanding. Still called credit card and mine 
is a mastercard issued by my bank.

> A credit card here actually gives you money you don't have, just like 
> getting a loan for a house.

For some reason that concept is not very popular here. There might be a 
relation with that and the low number of personal bankruptcies.

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