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My internet provider just informed me that I might save a few cents by switching
to a new product tariff - which makes me think again:
How come people put so much energy into saving money, even if it is just a few
bucks?
Now let's assume that switching to that new tariff would cost me only a 5-minute
phone call; thinking how much money I could instead make by spending that time
for work, it would take half a year before that tariff switch would even start
to pay off... and if I spent another 10 minutes to make sure there's no catch
to the new tariff...
Sometimes it saves more money to not attempt to save any.
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"clipka" <nomail@nomail> wrote in message
news:web.49de13a9b7c72839b06defeb0@news.povray.org...
> My internet provider just informed me that I might save a few cents by
switching
> to a new product tariff - which makes me think again:
>
> How come people put so much energy into saving money, even if it is just a
few
> bucks?
>
> Now let's assume that switching to that new tariff would cost me only a
5-minute
> phone call; thinking how much money I could instead make by spending that
time
> for work, it would take half a year before that tariff switch would even
start
> to pay off... and if I spent another 10 minutes to make sure there's no
catch
> to the new tariff...
>
> Sometimes it saves more money to not attempt to save any.
Say, do you factor in the time spent calculating whether to attempt to save
money or not?
Sometimes, it saves more money to not overthink.
Of course it also saves money to not read or post p.o-t...
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clipka wrote:
> Sometimes it saves more money to not attempt to save any.
It saves *you* money. It doesn't save the commissioned salesman any money. :-)
--
Darren New, San Diego CA, USA (PST)
There's no CD like OCD, there's no CD I knoooow!
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> Now let's assume that switching to that new tariff would cost me only a
> 5-minute
> phone call; thinking how much money I could instead make by spending that
> time
> for work, it would take half a year before that tariff switch would even
> start
> to pay off...
6 months is not bad, some people do things that take much longer to start
paying back (like installing more efficient insulation, windows, light bulbs
etc).
> Sometimes it saves more money to not attempt to save any.
Indeed, you need to be skillful at *very quickly* estimating how much saving
might be possible, and deciding then whether it will be worth it.
There are other factors to be considered, like how much you enjoy doing the
thing that is needed to save the money. If I need to go and visit 10
different offices in a day to save 500 pounds I'm not going to do it, but if
I can spend a weekend doing some DIY in my house to save 500 pounds I would
probably do it.
Also for a lot of people they work on a fixed salary and/or cannot just work
an extra 10 minutes to get that extra money. If I spend 10 minutes doing
something in my free time I do not see it as "costing" 1/6 of my hourly
wage, but there is no way I could get that amount no matter what I did
during those 10 minutes.
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